About Härje Ronngard

Harje Ronngard is a Junior Analyst at Markets and Money.

With an academic background in finance and investments, Harje knows how simple, yet difficult investing can be. He has worked with a range of assets classes, from futures to equities. But he’s found his niche in equity valuation.

It’s not good enough to be right on average when it comes to investing. The market is volatile and it only takes one bad day to ruin your portfolio. You don’t want to end up like the six foot man that drowned in the river that was five foot deep on average. It’s why Harje is constantly reminding investors of their downside risk here at Markets and Money. He does so by simply asking just two questions.  What is it worth? And how much does it cost?

These two questions alone open up a world of investment opportunities which Harje shares with Markets and Money readers.

Right now Harje is focused on managing research and investments over at the Legacy Portfolio. An investment publication designed to significantly grow investor’s wealth over time with deeply undervalued businesses.

Harje also contributes his insights in Total Income, headed by income specialist Matt Hibbard. Harje loves cash-rich businesses, so he feels right at home amongst Matt’s high yielding income plays.

passive investing

Why We Shouldn’t Let the Passive Investing Rise

Passive investing is when you simply buy an index fund or exchanged traded funds. The fees are lower and this strategy tends to outperform many active managers. And because the market has been on such a hot streak recently, many active managers have been left in the dust. 
global financial crisis

Prepare For a Financial Crisis Even If It May Never Come

During both booms and busts, there is always a group of investors who believe things could get worse. It’s probably not the worst mentality to have. While you might not achieve the highest returns in booming years, you also don’t lose your pants in a financial crisis either.
Australian interest rates

ANZ Economist Predicts Aussie Interest Rate Rise

For a while now, I’ve been convinced the Reserve Bank of Australia (RBA) wouldn’t increase interest rates any time soon. My reasoning is based on low income growth, households drowning in debt, and inflation showing little sign of hitting targets of 2–3%.
us economy interest rates

Will the Fed’s Stubbornness Cause a Collapse?

In 2017, the US Federal Reserve has lifted interest rates twice. Stronger employment is their argument to end their decade long bond buying rampage. However, while employment in the US continues to strengthen, inflation remains stubbornly low.
Australian interest rates

Profiting in a Low Interest Rate Environment

RBA released the minutes of their 5 September Monetary Policy Meeting. Various members of the RBA discussed topics ranging from employment to wage growth and housing activity, and what these could mean for interest rates going forward.
institutional investors

Why You Shouldn’t Emulate Institutional Investors

These institutional investors have multiple degrees and years’ worth of experience. They really are smart, make no mistake. However in some respects, they have to face headwinds like size. And of course they’re all still human…I think, which means they also make mistakes.