About Matt Hibbard

While many investors chase quick fire gains, Matt takes a different view. He is focused on two very clear goals. First: How to generate reliable and consistent income in a low-interest rate world. And second, how you can invest today to build wealth over the next 10–15 years.

Matt researches income investments. You can find more of Matt’s work over at Total Income, where he is hunting down the next generation of dividend-paying companies for the future. He is also the editor of Options Trader, where he uses basic options strategies to generate additional streams of income beyond the regular dividend payments.

Having worked for himself and with global firms for almost three decades, Matt has traded nearly every asset in existence. But now he is on a very different mission — to help investors generate income irrespective of what the market is doing. It’s about getting companies to pay you a steady, stable income, with minimal stress and the least risk possible.

Matt doesn’t believe you have the luxury of being a bull or a bear in the market right now. You have to earn an income from it, regardless of whether stocks are going up or down. By getting the financial markets to pay you an income, you can get to focus on more important things than just money.

Wesfarmers Limited capital
Wesfarmers: The Sound of Churning Capital
What the spinoff brings back into focus is how companies best use their capital. Although Coles generates around one third of Wesfarmers’ earnings, it ties up around 60% of its capital. By separating Coles, it should allow Wesfarmers to better use its capital elsewhere. The other issue though, is what Wesfarmers will do with all that extra capital.
Tesla under pressure to stay afloat
Why Tesla Could Vanish This Year
Despite motivations, the overriding determinant of Tesla’s success, and survival, will be if it ever makes money. In a bull market, companies like Tesla capture people’s imagination. Investors believe in the story, that the company will change the world. They line up to invest. In a bear market, though, that all gets thrown out the window. Unfortunately for them, Tesla has buried more short-sellers than just about any other stock.
banks rely on consumers more than you would think
Why Your Bank Needs You More Than You Think
It is these accounts, which pay little or no interest, that form the basis of our banking system. Without this cheap and easy source of finance, banks would have to pay more to secure funding (from which it lends). And that means our mortgage rates would be higher.
RBA's next move
What Will Force the RBA’s Hand?
Much like the rest of the market, I don’t think there will be a move up this year. That means that the record run of flat rates looks set to continue. However, what will change this view very quickly are the two factors that go hand in hand — wages and inflation.
ASX:YMAX
Generating Extra Income in a Volatile Market
Many investors hover around some of the more predictable but boring large-cap stocks. Despite the lack of share price growth, investors hold on to these stocks for their steady stream of dividends. However, if an investor’s goal is income more so than capital growth, there is another way to hold these stocks while increasing income beyond the usual dividends.
stocks
Finding Out the Truth about Stocks
Australian investors often lament the performance of our market. They look at other markets and wonder why ours can’t be the same. We all know that financial stocks dominate the Australian market (around 40%). That the Big Four banks account for about 30% of the index. Remember, an index simply reflects the stocks that are in it. However, while that profit was 8% higher than the previous year, revenue hardly budged an inch.
bank stocks CBA
What Lies Ahead for the Big Bank Stocks?
Banks are the backbone of many investors’ portfolios. Their steady and growing dividends have been a boon for income investors. They are our biggest dividend payers. But could this all be about to change?
market volatility
Why Market Volatility Will Continue to Rear Its Head
If you follow the trail, it would seem that the share market rout this past week stems from one piece of data. The market took last week’s wage growth data as evidence that things might finally be turning around. An increase in their paycheques means that consumers can spend more, putting more money into the economy. However, it also has other ramifications.
bond markets are important for investors to watch
Why Stock Investors Need to Watch Bond Markets
One asset class that many investors are less familiar with is bonds. They are something that you are unlikely to see quoted anywhere — often not even in a finance report. The thing about bonds is that they matter a great deal to the stock market. And much of that has to do with the size of this asset class.
investing opportunities
Where You Want to Be Investing if the Market Turns South
It’s this end of the market where the professionals invest. They invest in companies that actually generate surplus cash — and can share that with their shareholders via dividends. These companies have a sustainable business and can ride out a downturn in the markets. So what is an investor to do?
intellectual property
Intellectual Property: The Income Stream That Keeps on Giving
To fund its ageing population, Japan is again seeking to innovate. But it is doing it in a different way. Japan is not just aiming to make and sell more goods. It is also looking at another way to generate income from its engineering skills. And it all has to do with intellectual property (IP).
stocks to buy on ASX
500 Stocks The Aussie Market Has Forgotten About
As investors, we want to make sure that we don’t have too much of our holdings tied up in growth only stocks. And this is where income stocks fit into the picture. Of the 2000 or so stocks listed on the ASX, only around a quarter of them pay any dividend.
Stock market down
The Thing That Could Really Bring This Market to an End
As revellers sip champagne and take in the fireworks, there will be one group of people for whom the end of the year won’t come soon enough. While everyone else is reflecting on the year gone by — and making plans for the next — this group will be ruminating on the decade gone by.
banking royal commission
The Real Story Behind the Banking Royal Commission
Don’t think for a moment the banks aren’t prepared. While all the political shenanigans have gone back and forth, the banks have been combing over their records to see what else is out there. When the bank executives front up, there is every chance they’ll know about, and be prepared for, whatever comes their way.