Superannuation

Superannuation should be the preferred savings vehicle for working Australians…in theory.

Contributions and earnings attract a 15% tax rate — that’s lower than the lowest marginal income tax rate.

However, the constant tinkering by successive governments has eroded confidence in superannuation. The continual changing of the rules creates uncertainty.

The future of Australian Superannuation

What are they going to do next? Will I ever even get my money, or will they confiscate it into consolidated revenue?

Compulsory superannuation contributions means that whether you like superannuation or not, you have money in superannuation funds.

As most Australians depend on their super savings to live a comfortable retirement, in Markets & Money we keep a close eye on the rules surrounding superannuation. And we alert readers to any new government meddling attempts in the pipeline.

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Don’t think for a moment the banks aren’t prepared. While all the political shenanigans have gone back and forth, the banks have been combing over their records to see what else is out there. When the bank executives front up, there is every chance they’ll know about, and be prepared for, whatever comes their way.
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Aussie Super Could Be in the Political Crosshairs
Australian super is in a marvellous spot right now. It’s now a $2.3 trillion industry and is expected to reach $3 trillion in three years’ time. But the big unknown in all of this is politics. Especially with a recent surge of populist figureheads showing up around the world.
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The Future Fund Sees Value in Tech Giants
Thanks to forced superannuation, we have a pension pool of more than $2.3 trillion.  According to Wills Tower Watson’s 2017 Global Pension Assets Study, it’s the fourth largest pension pool by assets in the world. So where are your savings being invested?
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Change Your Thinking…or Forget about Retirement
The notion of a comfortable retirement was a product of the Industrial Revolution. The middle class is under threat. Comfortable retirements are no longer a rite of passage. Those who are planning on tomorrow being a carbon copy of yesterday, will have many years to lament what went wrong.
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How to Invest Like a Celebrity With the Future Fund
In 2008, American actress Gwyneth Paltrow launched an obscure website called Goop. Last year, Goop received a US$15–20 million (AU$18.6–24.8 million) injection of venture capital from the Future Fund. And it’s now taking a stab at the US$36.7 billion (AU$45.5) online US vitamin business.
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The Future Fund – A New Way to Boost Your Superannuation
What few people realise is that the Future Fund is actually the best performing Super Fund in Australia, returning 7.8% per annum since 2007. That’s well above the best returning funds in Australia. None of which have cracked above the 6% mark in the same time frame.